You also have the opportunity to open both an individual and joint bank account, so you have to choose a suitable variant. That is necessary to show you appropriate offers and prices. To open a checking account online, you’ll have to indicate a zip code for the US city of your residence. Non-residents would have to visit one of the bank’s numerous branches in person. However, those who reside within the US have the advantage of opening their accounts online, which is a great benefit while pandemic health concerns still occur. The accounts can usually be linked to a debit card or an ATM card – giving you quick access to cash – and can be managed online, as well as at ATMs. Wells Fargo offers to check and savings account options to both resident and non-resident foreigners. With exciting gamification elements, challenges, and goals, the app helps optimize savings strategies and make better financial decisions. Its main mobile app is complemented by a savings app Daily Change. Wells Fargo has a few mobile banking opportunities too. Lately, the bank has focused on consolidating and eliminating branches, however, it still has the most bricks-and-mortar branches among other banks in the country. As a community-based financial institution, it offers full-service banking, insurance, investments, mortgage, consumer, and commercial financial services. Wells Fargo’s total assets for the quarter ending December 31, 2020, were $1,955.163B. Wells Fargo is the third-largest bank in the US by total assets. It’s worth saying that larger banks are generally more open to non-residents than smaller banks. In fact, the “Big Four” banks offer plenty of banking opportunities for foreign citizens. Although the application process may not be too easy, foreigners, non-residents, expats, or travelers can open a bank account in the US. Especially, when we speak of the US, where foreigners have faced difficulties in opening bank accounts or engaging in monetary transactions since the USA Patriot Act of 2001. Opening a bank account in a foreign country may seem extra complicated. How to apply for a Wells Fargo bank account as a foreigner.
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